Hi everyone 👋
I'm Gemma. Creator of uposcar.com.
I was so financially illiterate and for so long. But after listening to a presentation from a friend, I opened my first ISA with Hargreaves and Lansdown, dollar cost averaging into some funds in 2020. Then I opened another one with Trading 212 the next year.
Until 2024, I never had to worry about taxes.
But then I decided I'd move to Spain. I always wanted to. I travelled back and forth and grew to love the people, slower pace of life, the sunny climate and the language.
The only issue was, they taxed world wide income. That includes income from an ISA, be it dividends or capital gains. The UK had a good tax allowance even if I wasn't using an ISA. But in Spain, I would have to pay.
So I decided I needed to track my P/L when I did sell any assets. I needed to keep track of it so I knew how much to put aside for the Spanish tax man.
And that's how Uposcar became a profit tracking tool to track P/L across multiple brokerages. While it's not a tax calculation tool, the profit calculations tools so far are all free. They're basic, best for single stock calculations across multiple trades. But I'll be doing multi-asset calculations soon.
If you want to see a fully fledged dashboard, feel free to contact me, or join the waiting list and share your opinion on what you think the dashboard should look like.
Adios amigos
Senior Software Engineer & Creator of UpOscar